Davos, Switzerland, the start of 2025 and the pivotal time in the World. Today, in an extremely rapidly changing World driven by development and accessibility to technology, we are facing historical changes and decisions that are being made.
This year, the start of the World Economic Forum in Davos on January 20th coincided with the inauguration of the 47th President of the United States- Donald Trump. This event alone changed the direction of the World and everyone was eagerly waiting for Trump’s first decisions and orders, which happened during the time of Davos.
During the last few years, humanity heard the term ‘World War 3’ more than once, and at least those in Eastern Europe and in the Middle East had little doubt that this is where we are heading towards. It has become a very scary and unstable vision looking into multiple war conflicts all over the World.
The West has also been facing changing social and economic conditions- Europe and the U.S.A. are different places to live now due to migration and inflation.
And, most importantly, we are facing something inevitable- the extremely rapid evolution of technology, namely AI. This will be the single most powerful change that humanity will experience in the coming years and it is challenging to predict the potential impact on humans.
AI was the main focus of the World Economic Forum in Davos this year. The topics and discussions in various industries surrounded this year’s theme ‘Collaboration for the Intelligent Age’. This term has been defined by Klaus Schwab in his open letter (see here). Schwab, a controversial figure as is the whole WEF establishment, is calling for collaboration in these times when the intelligent technologies have already advanced and AI is already embedded into everything around us.
My time in Davos
This was the mood that I was preparing myself for when en-route to Davos. I was expecting a lot of focus on AI in terms of event topics and discussions at a very high level in public and private gatherings during the week of the World Economic Forum.
Agne Linge with George Osborne, Former UK Chancellor of the Exchequer
As a representative of WeFi, which utilizes Artificial Intelligence in its fintech product offerings, I was interested and aiming to learn about the latest highlights that relate to AI. Moreover, my goal was to meet the Vietnamese delegation and get acquainted with banking industry representatives. WeFi is focused on the South East Asian region, including Vietnam, and I knew that I will be able to organise an invite to a special breakfast organised in Davos by a Vietnamese delegation. Vietnam has a special place in Davos this year, as the focus is on the ASEAN region which is an attractive investment bloc because of its huge, rapidly developing markets, young, digitally-savvy populations, wealth of natural resources, and a strong cultural identity. In its embrace of the digital age, it has arguably become even more so, and now in an era characterized by geopolitical and trading factiousness, its stability makes it appear a bastion of opportunity.
In Davos during the WEF, it is all about invites and badges. The journey to spend a few days in frosty Swiss alps starts way before January, and, although some events are totally open to public- the identities and profiles are checked of everyone entering Davos during this time.
The Swiss mountain village with its shops in Promenade is turned into pavilions of the World’s leading companies and countries and discussions are led in high-level manner.
The badges that you wear, your profile and your network define where you will be able to get access- most of the events are invite and badge only, but don’t worry- as they say- it is Davos, and getting access is a service for which you can pay.
The highest level of badges is the White badge, which gives you access to the Forum itself and a possibility to meet with top leaders of the World in the same room. You will meet the CEOs of World’s leading companies and will be able to mingle and have drinks with them at a plethora of invitation only events in Davos. It was my third time in Davos, and my bubble burst when I was told that it is possible to purchase a Davos White badge, for a lot of money. Maybe it is true, maybe not, I am not sure, but what I was able to get is the Blue badge, that gives access to the gated security area of hotel Belvedere.
A lot of serious events take place in the Belvedere and having this access means you are meeting more filtered people than in the public events on the Promenade. Having this badge enabled me to participate in an Emtech event, KPMG woman leader’s roundtable, and be present in a live discussion between Coinbase’s Brian Armstrong and former UK Chancellor George Osborne about economic freedom opportunity created by crypto.
Crypto events
Crypto has been getting some attention during the recent years in Davos, with Web3 focused conferences taking place and companies such as Circle, Coinbase, Polygon, 1inch, having presence in Davos during this time. However, this year, especially after the first comments of President Trump, optimism has been ignited to the crypto and digital asset industry, expecting a complete overhaul of the U.S. stance than it was during the Biden administration.
With Trump’s victory and knowing the select candidates to his administration, the whole industry was already expecting a very pro-crypto attitude and changes to the way crypto is treated in the U.S. And indeed, among the first things that Trump did coming into the office the first few days, was signing an executive order to form a working group with the goal of making the U.S. the ‘World Capital’ of crypto and AI.
Listening to the discussion of Brian Armstrong and George Osborne together with Neil Ferguson, the renowned historian, in Davos, and knowing that the World will be massively shifting in the upcoming months, it made me reflect on my journey in crypto since 2017, when all of this was considered a bad joke.
Today, we have top World leaders calling for countries to build Bitcoin reserves, stablecoin payments are already happening real time in emerging markets, and BlackRock urges SEC to rapidly approve tokenization of stocks and bonds.
Economic Freedom
The discussion of Brian Armstrong, George Osborne and Neil Ferguson did not contain the peculiarities of blockchain technology, Bitcoin’s energy use, Zero-Knowledge technology or unfriendly DeFi UI. Their discussion centered about how crypto is helping to create economic freedom and prosperity for all.
The discussion was extremely interesting and it aligns with the values and goals of WeFi- to create economic freedom for people by providing access to financial services for those who never had it.
The former UK Chancellor and Finance Minister, George Osborne, said that Coinbase and Brian Armstrong are creating the future of money. It was a moment of reflection to me, when finally discussions relating to crypto have reached this level in business and political circles.
Brian Armstrong told of his background and experience of living abroad in Argentina, where people experienced hyperinflation and lost any sense of optimism in their day-to-day lives. He also spoke about the legacy payment systems that he found very inefficient, broken and unsuitable for the needs of modern life. The founder of Coinbase asked why can’t money move like the Internet? He gave an example of a Whatsapp message and asked how we would feel if the message got delayed, took a few days to get delivered and also charges fees for that. Brian Armstrong said he found that crypto is key to economic freedom.
The historian Neil Ferguson who studied money has travelled the World on his quest to understand different financial systems and it was obvious to him that the payment systems did not work, why are so many people outside of financial system, he realised that so many the people live outside of financial system and cash is the only thing that people had. He gave an example of Glasgow where people were exploited by loan sharks, because they could not get access to the banking system. Therefore the Satoshi whitepaper gave Neil Ferguson hope that perhaps technology can solve the problem not only of price instability but also of financial exclusion.
Full discussion is available on Coinbase YouTube channel, accessible HERE.
The Promenade
Back on the Davos Promenade, the majority of the so-called houses are focused on AI one way or another. You see AI agents being advertised as tools to help enterprises, hear data-center discussions and the huge need for increasing energy capacity in order to support the needs of the AI infrastructure. And, how to do it in a green way- although judging from President Trump’s comments, the ecology will be moved down in the priority lane when solving the needs of the tech businesses.
There was a separate AI House dedicated to the global conversation on AI, all the sessions can be seen HERE.
Among the visible establishments on the Promenade were the houses of Saudi Arabia, Emirates, India, Indonesia and Mongolia- the countries that are increasingly promoting their presence and USPs to the World, with Davos being a perfect platform to present key business offerings and make relevant connections.
As a resident of the UAE, I gladly passed by the Emirates house, meeting crypto people and VC investors from Dubai. I also visited the house of Saudi Arabia which is getting more serious every year, hosting a separate pavilion for their project NEOM. I also attended Indonesia night with great hospitality and opportunity to meet business leaders such as the founder of Grab. While visiting the Mongolian house, I gave an interview to the Mongolian TV about economic freedom and banking- I am eagerly awaiting for the video content!
Vietnamese breakfast
The event that I attended to meet the Vietnamese delegation during the breakfast event was the most valuable activity in Davos for me during the trip. Naturally, since such opportunities are extremely difficult to get access to and the people that are let to be in the same room with key Vietnam government officials are also carefully selected.
The breakfast event was attended by around 30-40 people including Vietnam’s ministers, bankers and decision makers of Ho Chi Min city, as well as select guests. The focus of the event was to present the vision and implementation steps for the Ho Chi Min city to become the exemplary city of AI. The purpose of this event was to unveil the working plan and strategic program for the city and outline its vision and international collaboration roadmap forward. Commitment to technological transformation was strongly expressed and the officials stressed the city’s readiness to accept foreign investments and talent.
All of this is happening under the hood of Centres for the Fourth Industrial Revolution, led by the WEF. I understand that the cities pay to be part of the initiative, this way getting international advisory, exposure and investments. Vietnam wants to position itself as a significant force in the global technology sector, with the country’s Information and Communications Technology industry projected to generate around $166.88 bn in revenue in 2024. Like its counterparts worldwide, Ho Chi Min Center for Fourth Industrial Revolution, has the mission to establish itself as a hub of expertise, facilitating the co-design and piloting forward looking policy frameworks that foster deployment and development of advanced technologies.
During the breakfast, I remember a question being asked about the use of NVIDIA chips to one of the ministers and Vietnam’s position on developing local chips. Today, after the World has been shaken by DeepSeek news, the whole discussion surrounding AI in Davos looks different.
I had an honor to be introduced to two of Vietnam’s largest banks and discussed the digitalization of the Vietnamese financial sector. One of the banks is keen to become the leading digital bank in Vietnam- an opportunity that many do not want to miss, considering the digitalisation and access to mobile phones by the large developing population of Vietnam and other South East Asian countries.
unDavos speech
Indeed, economic freedom is today the most relevant topic in the developing countries of Asia, LatAM and Africa, however the World can not sleep- those rapidly growing economies will completely skip the traditional banking development and be serving their users in digitally native way. While the more the Western banking incumbents resist technological evolution, the more they will miss out on opportunities to serve the market.
This was part of my topic that I have elaborated on during the panel discussion in Davos. The panel, moderated by the highly respected Mike Butcher of Techcrunch, was bringing the topics of technological advancements and economic inclusion with the help of Web3 tools and AI. I stressed that already now, emerging economies and countries with unstable inflationary currencies are benefiting from the use of stablecoins. While the existing payment methods are no longer serving the modern needs- Mike Butcher laughed that still today, we have to type our credit card numbers to random websites in order to use ecommerce.
Swedish lunch, Bloomberg house
Although I have registered and applied to many events that I could get to know about, many of them did not approve my application. Notwithstanding, I got an invite to the famous Swedish lunch on top of the mountain and Bloomberg house, where the president of Argentina was speaking moments ago. I met private equity CEOs, VC investors, investment bankers and fintech gurus- finally people are really keen to talk about crypto and are interested to hear that I represent a project which revolutionizes the banking concept with the use of digital assets and AI. With the narratives that were flowing in the air in Davos, WeFi gives all what the World needs right now: AI, crypto and economic freedom.
Conclusion and vision for year ahead
The WEF driven initiative Global Risks Report 2025 surveyed over 900 experts, who identified a state-based armed conflict as the most immediate risk for 2025. Misinformation and disinformation lead the short-term risks and may fuel instability and undermine trust in governance. Environmental risks dominate the 10-year horizon.
Donald Trump’s presidency has stirred things up- he mentioned negotiations as a way to solve wars and conflict a number of times, and stressed that he will aim to end the war on the Ukrainian soil immediately. During the time of the World Economic Forum in Davos, the ceasefire in Gaza was implemented giving some visible optimism for the Middle Eastern region. The Middle Eastern delegates spoke that the region has changed this time and has immense potential to use opportunities in order to achieve economic prosperity and peace.
With Trump, the business leaders seem to get their optimism back about doing business in the United States. Wall Streeters are expecting an economic boom due to deregulation and focus on business, and as Trump says, ‘The golden days of America have begun’. Trump is also promoting crypto as a source of economic value and strategic issue and wants to drive more innovation in capital markets, with the United States being the centre of the technology driven innovation.
What concerns Europe, the vision is not so great- the business leaders such as Bernard Arnault are ridiculing France for raising tax to 40% for companies manufacturing in France, while Trump is reducing tax to 15% for made in America products.
Trump has also been quite critical towards Europe, stressing its bureaucracy and frustration by businesses for the time it takes to get everything approved. Also, Trump was highly critical of climate regulations that hinder many development projects. For the U.S. they will have to double the energy needs for the AI, therefore emergency declaration is being issued.
Overall, the focus for all of us has to be the AI transformation of industries, the rise of AI agents and impact on humans. It has been stressed during Davos, that AI has to be augmenting humans and humans can not be replaced by AI, they can, perhaps be replaced by humans that use AI.
Agne Linge, Head of Growth at WeFi attended the Davos event on our behalf. We thought our Community would like to read a summary of the event, from Agne’s herself and she kindly accepted. So here is not only a recount of the event but also some context and personal opinion about the current market.
President and CEO, World Economic Forum, Børge Brende, said: “We are in one of the most complex and consequential moments in generations, when fast-changing geopolitical, geoeconomic and technological currents are shaping our societies and our industries and will do so for years to come”.
Davos, Switzerland, the start of 2025 and the pivotal time in the World. Today, in an extremely rapidly changing World driven by development and accessibility to technology, we are facing historical changes and decisions that are being made.
This year, the start of the World Economic Forum in Davos on January 20th coincided with the inauguration of the 47th President of the United States- Donald Trump. This event alone changed the direction of the World and everyone was eagerly waiting for Trump’s first decisions and orders, which happened during the time of Davos.
During the last few years, humanity heard the term ‘World War 3’ more than once, and at least those in Eastern Europe and in the Middle East had little doubt that this is where we are heading towards. It has become a very scary and unstable vision looking into multiple war conflicts all over the World.
The West has also been facing changing social and economic conditions- Europe and the U.S.A. are different places to live now due to migration and inflation.
And, most importantly, we are facing something inevitable- the extremely rapid evolution of technology, namely AI. This will be the single most powerful change that humanity will experience in the coming years and it is challenging to predict the potential impact on humans.
AI was the main focus of the World Economic Forum in Davos this year. The topics and discussions in various industries surrounded this year’s theme ‘Collaboration for the Intelligent Age’. This term has been defined by Klaus Schwab in his open letter (see here). Schwab, a controversial figure as is the whole WEF establishment, is calling for collaboration in these times when the intelligent technologies have already advanced and AI is already embedded into everything around us.
My time in Davos
This was the mood that I was preparing myself for when en-route to Davos. I was expecting a lot of focus on AI in terms of event topics and discussions at a very high level in public and private gatherings during the week of the World Economic Forum.
Agne Linge with George Osborne, Former UK Chancellor of the Exchequer
As a representative of WeFi, which utilizes Artificial Intelligence in its fintech product offerings, I was interested and aiming to learn about the latest highlights that relate to AI. Moreover, my goal was to meet the Vietnamese delegation and get acquainted with banking industry representatives. WeFi is focused on the South East Asian region, including Vietnam, and I knew that I will be able to organise an invite to a special breakfast organised in Davos by a Vietnamese delegation. Vietnam has a special place in Davos this year, as the focus is on the ASEAN region which is an attractive investment bloc because of its huge, rapidly developing markets, young, digitally-savvy populations, wealth of natural resources, and a strong cultural identity. In its embrace of the digital age, it has arguably become even more so, and now in an era characterized by geopolitical and trading factiousness, its stability makes it appear a bastion of opportunity.
In Davos during the WEF, it is all about invites and badges. The journey to spend a few days in frosty Swiss alps starts way before January, and, although some events are totally open to public- the identities and profiles are checked of everyone entering Davos during this time.
The Swiss mountain village with its shops in Promenade is turned into pavilions of the World’s leading companies and countries and discussions are led in high-level manner.
The badges that you wear, your profile and your network define where you will be able to get access- most of the events are invite and badge only, but don’t worry- as they say- it is Davos, and getting access is a service for which you can pay.
The highest level of badges is the White badge, which gives you access to the Forum itself and a possibility to meet with top leaders of the World in the same room. You will meet the CEOs of World’s leading companies and will be able to mingle and have drinks with them at a plethora of invitation only events in Davos. It was my third time in Davos, and my bubble burst when I was told that it is possible to purchase a Davos White badge, for a lot of money. Maybe it is true, maybe not, I am not sure, but what I was able to get is the Blue badge, that gives access to the gated security area of hotel Belvedere.
A lot of serious events take place in the Belvedere and having this access means you are meeting more filtered people than in the public events on the Promenade. Having this badge enabled me to participate in an Emtech event, KPMG woman leader’s roundtable, and be present in a live discussion between Coinbase’s Brian Armstrong and former UK Chancellor George Osborne about economic freedom opportunity created by crypto.
Crypto events
Crypto has been getting some attention during the recent years in Davos, with Web3 focused conferences taking place and companies such as Circle, Coinbase, Polygon, 1inch, having presence in Davos during this time. However, this year, especially after the first comments of President Trump, optimism has been ignited to the crypto and digital asset industry, expecting a complete overhaul of the U.S. stance than it was during the Biden administration.
With Trump’s victory and knowing the select candidates to his administration, the whole industry was already expecting a very pro-crypto attitude and changes to the way crypto is treated in the U.S. And indeed, among the first things that Trump did coming into the office the first few days, was signing an executive order to form a working group with the goal of making the U.S. the ‘World Capital’ of crypto and AI.
Listening to the discussion of Brian Armstrong and George Osborne together with Neil Ferguson, the renowned historian, in Davos, and knowing that the World will be massively shifting in the upcoming months, it made me reflect on my journey in crypto since 2017, when all of this was considered a bad joke.
Today, we have top World leaders calling for countries to build Bitcoin reserves, stablecoin payments are already happening real time in emerging markets, and BlackRock urges SEC to rapidly approve tokenization of stocks and bonds.
Economic Freedom
The discussion of Brian Armstrong, George Osborne and Neil Ferguson did not contain the peculiarities of blockchain technology, Bitcoin’s energy use, Zero-Knowledge technology or unfriendly DeFi UI. Their discussion centered about how crypto is helping to create economic freedom and prosperity for all.
The discussion was extremely interesting and it aligns with the values and goals of WeFi- to create economic freedom for people by providing access to financial services for those who never had it.
The former UK Chancellor and Finance Minister, George Osborne, said that Coinbase and Brian Armstrong are creating the future of money. It was a moment of reflection to me, when finally discussions relating to crypto have reached this level in business and political circles.
Brian Armstrong told of his background and experience of living abroad in Argentina, where people experienced hyperinflation and lost any sense of optimism in their day-to-day lives. He also spoke about the legacy payment systems that he found very inefficient, broken and unsuitable for the needs of modern life. The founder of Coinbase asked why can’t money move like the Internet? He gave an example of a Whatsapp message and asked how we would feel if the message got delayed, took a few days to get delivered and also charges fees for that. Brian Armstrong said he found that crypto is key to economic freedom.
The historian Neil Ferguson who studied money has travelled the World on his quest to understand different financial systems and it was obvious to him that the payment systems did not work, why are so many people outside of financial system, he realised that so many the people live outside of financial system and cash is the only thing that people had. He gave an example of Glasgow where people were exploited by loan sharks, because they could not get access to the banking system. Therefore the Satoshi whitepaper gave Neil Ferguson hope that perhaps technology can solve the problem not only of price instability but also of financial exclusion.
Full discussion is available on Coinbase YouTube channel, accessible HERE.
The Promenade
Back on the Davos Promenade, the majority of the so-called houses are focused on AI one way or another. You see AI agents being advertised as tools to help enterprises, hear data-center discussions and the huge need for increasing energy capacity in order to support the needs of the AI infrastructure. And, how to do it in a green way- although judging from President Trump’s comments, the ecology will be moved down in the priority lane when solving the needs of the tech businesses.
There was a separate AI House dedicated to the global conversation on AI, all the sessions can be seen HERE.
Among the visible establishments on the Promenade were the houses of Saudi Arabia, Emirates, India, Indonesia and Mongolia- the countries that are increasingly promoting their presence and USPs to the World, with Davos being a perfect platform to present key business offerings and make relevant connections.
As a resident of the UAE, I gladly passed by the Emirates house, meeting crypto people and VC investors from Dubai. I also visited the house of Saudi Arabia which is getting more serious every year, hosting a separate pavilion for their project NEOM. I also attended Indonesia night with great hospitality and opportunity to meet business leaders such as the founder of Grab. While visiting the Mongolian house, I gave an interview to the Mongolian TV about economic freedom and banking- I am eagerly awaiting for the video content!
Vietnamese breakfast
The event that I attended to meet the Vietnamese delegation during the breakfast event was the most valuable activity in Davos for me during the trip. Naturally, since such opportunities are extremely difficult to get access to and the people that are let to be in the same room with key Vietnam government officials are also carefully selected.
The breakfast event was attended by around 30-40 people including Vietnam’s ministers, bankers and decision makers of Ho Chi Min city, as well as select guests. The focus of the event was to present the vision and implementation steps for the Ho Chi Min city to become the exemplary city of AI. The purpose of this event was to unveil the working plan and strategic program for the city and outline its vision and international collaboration roadmap forward. Commitment to technological transformation was strongly expressed and the officials stressed the city’s readiness to accept foreign investments and talent.
All of this is happening under the hood of Centres for the Fourth Industrial Revolution, led by the WEF. I understand that the cities pay to be part of the initiative, this way getting international advisory, exposure and investments. Vietnam wants to position itself as a significant force in the global technology sector, with the country’s Information and Communications Technology industry projected to generate around $166.88 bn in revenue in 2024. Like its counterparts worldwide, Ho Chi Min Center for Fourth Industrial Revolution, has the mission to establish itself as a hub of expertise, facilitating the co-design and piloting forward looking policy frameworks that foster deployment and development of advanced technologies.
During the breakfast, I remember a question being asked about the use of NVIDIA chips to one of the ministers and Vietnam’s position on developing local chips. Today, after the World has been shaken by DeepSeek news, the whole discussion surrounding AI in Davos looks different.
I had an honor to be introduced to two of Vietnam’s largest banks and discussed the digitalization of the Vietnamese financial sector. One of the banks is keen to become the leading digital bank in Vietnam- an opportunity that many do not want to miss, considering the digitalisation and access to mobile phones by the large developing population of Vietnam and other South East Asian countries.
unDavos speech
Indeed, economic freedom is today the most relevant topic in the developing countries of Asia, LatAM and Africa, however the World can not sleep- those rapidly growing economies will completely skip the traditional banking development and be serving their users in digitally native way. While the more the Western banking incumbents resist technological evolution, the more they will miss out on opportunities to serve the market.
This was part of my topic that I have elaborated on during the panel discussion in Davos. The panel, moderated by the highly respected Mike Butcher of Techcrunch, was bringing the topics of technological advancements and economic inclusion with the help of Web3 tools and AI. I stressed that already now, emerging economies and countries with unstable inflationary currencies are benefiting from the use of stablecoins. While the existing payment methods are no longer serving the modern needs- Mike Butcher laughed that still today, we have to type our credit card numbers to random websites in order to use ecommerce.
Swedish lunch, Bloomberg house
Although I have registered and applied to many events that I could get to know about, many of them did not approve my application. Notwithstanding, I got an invite to the famous Swedish lunch on top of the mountain and Bloomberg house, where the president of Argentina was speaking moments ago. I met private equity CEOs, VC investors, investment bankers and fintech gurus- finally people are really keen to talk about crypto and are interested to hear that I represent a project which revolutionizes the banking concept with the use of digital assets and AI. With the narratives that were flowing in the air in Davos, WeFi gives all what the World needs right now: AI, crypto and economic freedom.
Conclusion and vision for year ahead
The WEF driven initiative Global Risks Report 2025 surveyed over 900 experts, who identified a state-based armed conflict as the most immediate risk for 2025. Misinformation and disinformation lead the short-term risks and may fuel instability and undermine trust in governance. Environmental risks dominate the 10-year horizon.
Donald Trump’s presidency has stirred things up- he mentioned negotiations as a way to solve wars and conflict a number of times, and stressed that he will aim to end the war on the Ukrainian soil immediately. During the time of the World Economic Forum in Davos, the ceasefire in Gaza was implemented giving some visible optimism for the Middle Eastern region. The Middle Eastern delegates spoke that the region has changed this time and has immense potential to use opportunities in order to achieve economic prosperity and peace.
With Trump, the business leaders seem to get their optimism back about doing business in the United States. Wall Streeters are expecting an economic boom due to deregulation and focus on business, and as Trump says, ‘The golden days of America have begun’. Trump is also promoting crypto as a source of economic value and strategic issue and wants to drive more innovation in capital markets, with the United States being the centre of the technology driven innovation.
What concerns Europe, the vision is not so great- the business leaders such as Bernard Arnault are ridiculing France for raising tax to 40% for companies manufacturing in France, while Trump is reducing tax to 15% for made in America products.
Trump has also been quite critical towards Europe, stressing its bureaucracy and frustration by businesses for the time it takes to get everything approved. Also, Trump was highly critical of climate regulations that hinder many development projects. For the U.S. they will have to double the energy needs for the AI, therefore emergency declaration is being issued.
Overall, the focus for all of us has to be the AI transformation of industries, the rise of AI agents and impact on humans. It has been stressed during Davos, that AI has to be augmenting humans and humans can not be replaced by AI, they can, perhaps be replaced by humans that use AI.
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